Securing Lending with Precision

The Challenge

As the organization scaled its digital lending operations, it faced mounting pressure to enhance its cybersecurity and compliance posture:
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Exposed APIs in credit verification, document uploads, and loan processing pipelines
Credential abuse across customer mobile portals and agent dashboards
Cloud workload vulnerabilities with varying patch levels
Stringent SAMA Cybersecurity Framework and Shariah compliance mandates
Inconsistent remediation cycles across product and IT security teams
Insider misuse and data tampering risks in loan origination processes

The Invinsense Solution

The customer partnered with Infopercept to deploy a platform-led (Invinsense) security program, enabling full visibility, exposure reduction, and compliance with SAMA and Islamic finance governance.

Invinsense XDR: Detecting Threats Across Lending Applications

By ingesting and correlating telemetry from digital lending apps, credit scoring engines, and customer onboarding flows, Invinsense XDR offered complete visibility into real-time threats.

Key Results:

67% faster detection of credential misuse across user roles
Blocked unauthorized credit score manipulation via early-stage signals
Contained API scraping attempts on pre-qualification calculators
Integrated seamlessly with native SIEM and cloud logging tools

Invinsense OXDR + CTEM: Continuous Threat Exposure Management

Scoping
- Catalogued 5,000+ digital assets, including mobile finance apps, KYC services, and internal decision engines
Discovery
- Exposed 190+ misconfigured endpoints with access to customer and transaction data
- Identified container vulnerabilities affecting core underwriting modules
Prioritization
- Prioritized exposures based on their proximity to sensitive financial workflows and regulatory obligations
Validation
- Emulated attacks on the loan calculator logic and backend APIs
- Validated exploitation paths using phishing simulations and credential testing
Mobilization
- Enabled DevSecOps squads to patch 89% of verified exposures within 30 days
- Aligned remediation timelines with control implementation plans under SAMA guidelines

Invinsense XDR+: Deception-Based Threat Detection

To detect sophisticated fraud and insider misuse, the organization deployed deception strategies around its high-value systems.

Invinsense GSOS: SAMA and Shariah Compliance Implementation

The customer operates under the close scrutiny of the Saudi Central Bank (SAMA), which mandates implementation of the SAMA Cybersecurity Framework.

GSOS was deployed to guide, monitor, and report compliance across critical domains including:

Cybersecurity Governance and Risk Management
Asset Management, Access Control, and Application Security
Third-Party Risk, Incident Management, and Business Continuity
Data Security aligned with Shariah-compliant financial operations

CTEM Outcomes

84% reduction in misconfigurations across cloud-native fintech apps
3.9x faster remediation of validated vulnerabilities
70% improvement in exposure awareness among Dev and Infra teams
Full risk reporting integrated into quarterly security governance reviews

Deception Outcomes

Lured unauthorized access attempts to decoy customer data repositories
Flagged identity misuse in simulated agent environments
Detected bot-driven application tampering in under 5 minutes
Reduced false positives from endpoint detection pipelines by 63%

Compliance Outcomes

Achieved 97% alignment with SAMA Cybersecurity Framework across Tier 1 controls
Centralized evidence collection and policy versioning for audit readiness
Cut compliance gap closure time by 62% across DevSecOps and IT teams
Enabled continuous posture monitoring through GSOS dashboards

Executive Insight

“With Invinsense, we’ve transformed from being audit-driven to being truly security-driven. The platform helped us comply with SAMA requirements and secure every step of our customer journey.”

Quantifiable Impact

Category	Improvement
Exposure Remediation Speed	3.9x
Web App Misconfigurations	84%
Detection of Insider Threats	61% faster
Compliance with SAMA Controls	97% alignment
API Abuse Response Time	67% faster
Compliance Reporting Time	by 5x

Conclusion

For this Shariah-compliant financial innovator, Invinsense became the cornerstone of a modern, compliant, and continuously improving cybersecurity practice. With SAMA-aligned governance, threat-led defense, and exposure-informed action, the organization now moves forward with greater speed, trust, and resilience.